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Stawry
Medical Bill Negotiation

Got a medical bill you can't afford? We'll slash it.

Our expert negotiators fight providers and insurers to reduce your medical bills — so you don't have to.

No risk. 100% money-back guarantee.

Woman smiling with relief after reducing her medical bill

Your medical bill

$4,300

After Stawry

$1,100

You save $3,200
$147M+Medical bills negotiated
134K+Bills reduced
4.6Average rating

Medical bills can't wait — and neither should you. Start saving today.

As Seen In

As seen in The New York Times, Yahoo News, The Washington Post, TIME, PBS NewsHour, Associated Press, CNN, USA Today, Fox News, The Hill, Newsweek, Scripps News, CNBC, Axios, ESPN, The Boston Globe, Daily Paws, and The Philadelphia Inquirer
Medical bills and invoices spread on a desk with a calculator

Average American

$2,361 in medical debt

Why Stawry?

Stop fighting the system alone

Navigating medical billing is complex, stressful, and deliberately confusing. Providers and insurers count on you giving up.

  • Providers inflate bills by 200-400% above fair market rates
  • Average hold time to dispute a bill: 45+ minutes
  • 62% of bankruptcies in the US are linked to medical debt

Stawry's expert negotiators know the system inside-out and fight to reduce your bills. All you do is upload — we handle the rest.

Free Bill Analysis

See how much you could save

Enter your bill details for an instant AI-powered savings estimate.

$

0/300

Free instant analysis · No account required

How it works

Three steps to a smaller bill

No paperwork. No phone calls. No stress.

Upload your bill
Step 1

Upload your bill

Take a photo or upload a PDF of your medical bill. It only takes 30 seconds.

We negotiate
Step 2

We negotiate

Our expert negotiators contact your provider and fight to reduce your bill using proven strategies.

You save
Step 3

You save

Get your reduced bill. Average savings are 60-80%. If we can't save you money, you pay nothing.

Compare

DIY vs. Stawry

DIY
Stawry
Expert negotiators
Knowledge of billing codes & fair pricing
Direct provider communication
You do it
We do it
Average savings rate
10-20%
60-80%
Time investment
10+ hours
5 minutesSave 10+ hours
Money-back guarantee
Stress level
High
Zero
Real results

See what our members are saving

Join thousands who've slashed their medical bills with Stawry.

Sarah M. from Austin, TX

Sarah M.

Austin, TX

I was drowning in medical bills after my surgery. Stawry got my bill reduced by 75%. I couldn't believe it.

Original

$8,400

After Stawry

$2,100

Saved

$6,300

James K. from Denver, CO

James K.

Denver, CO

I tried negotiating myself for weeks with no luck. Stawry handled it in days. Worth every penny of the $59.

Original

$3,200

After Stawry

$890

Saved

$2,310

Maria L. from Phoenix, AZ

Maria L.

Phoenix, AZ

The ER bill was terrifying. Stawry's team knew exactly what to do. They saved us over $8,000.

Original

$12,500

After Stawry

$4,100

Saved

$8,400

A letter from our founder.

Stawry didn't start as a business. It started because I was terrified.

A few years ago, I was in a severe car accident. I was lucky to be alive, but when the mail came, I wished I wasn't.

The total? $87,249.50 in medical bills.

I didn't have that kind of money. Would I need to file for bankruptcy? I was still recovering from the surgery. I felt small, helpless, and completely crushed by a system I didn't understand.

But then, I got angry. I started reading. I spent sleepless nights decoding billing codes, studying provider billing policies, and learning the language of insurance companies. I fought tooth and nail for every single dollar.

The result? I reduced my bill by 91%.

When I saw the final number, I didn't celebrate. I thought about the millions of other Americans feeling that same terror I felt.

I realized I couldn't just walk away → I had to share what I learned.

I founded Stawry so you never have to fight alone.

Flavia Bojescu, Founder of Stawry

Flavia Bojescu

Founder, Stawry

Pricing

Simple, risk-free pricing

If we can't reduce your bill, you get a full refund.

Pay Per Bill

$59/ per bill
  • Perfect for one-time bills
  • Expert negotiation on your bill
  • Dedicated support team
  • 100% money-back guarantee
Best Value

Annual Membership

$14.91/ month

Billed annually at $179

~$30/bill · Save 50% vs. pay-per-bill

  • Up to 6 bills negotiated per year
  • Priority support team
  • Faster processing times
  • Money-back guarantee if we don’t save you at least $179

All prices in USD. If we can't save you money, you pay nothing.

FAQ

Still on the fence? Here's what you should know.

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100% GUARANTEED

Our 100% Money-Back Guarantee

If our negotiators can't reduce your medical bill, you'll receive a complete refund. No fine print. No exceptions. We only win when you save money.

Your bill won't negotiate itself.

Join 134,000+ Americans who've used Stawry to reduce their medical bills. Upload your bill in 30 seconds and start saving.

Upload Your Bill Now →