Stawry
How It Works

We handle your medical bill. You keep the savings.

No phone calls. No paperwork. No stress. Upload your bill and our expert negotiators do the rest.

Step 1

Upload your bill

Take a photo or upload a PDF of your medical bill. No account creation needed — just your bill. The whole process takes about 30 seconds.

Step 2

We review your charges

Our expert team reviews your bill line by line, checking for billing errors, duplicate charges, and inflated rates. We compare your charges against fair market pricing data for your area.

Step 3

We negotiate with your provider

Our negotiators contact your healthcare provider directly. Using proven strategies — including billing code analysis, fair pricing data, and provider-specific tactics — we fight to reduce your bill. You don't make a single phone call.

Step 4

You get a reduced bill

We send you the results of our negotiation. Average savings are 60–80%. If we can't reduce your bill, you get a full refund — no questions asked.

Compare

DIY vs. Stawry

DIY
Stawry
Expert negotiators
Knowledge of billing codes & fair pricing
Direct provider communication
You do it
We do it
Average savings rate
10-20%
60-80%
Time investment
10+ hours
5 minutesSave 10+ hours
Money-back guarantee
Stress level
High
Zero

What bills can we negotiate?

We work with all types of medical bills from any provider in the US.

Emergency room visits
Hospital stays
Surgeries
Lab work & testing
Imaging (MRI, CT, X-ray)
Specialist consultations
Urgent care visits
Physical therapy
Ambulance bills

Bills must be less than 2 years old and not in collections or legal proceedings.

100% GUARANTEED

Our 100% Money-Back Guarantee

If our negotiators can't reduce your medical bill, you'll receive a complete refund. No fine print. No exceptions. We only win when you save money.

HIPAA CompliantBank-Level EncryptionMoney-Back GuaranteeNo Hidden Fees

Ready to reduce your bill?

Upload your bill in 30 seconds. Our experts handle the rest.